Equipment and Asset Finance

Equipment and Asset Finance Services

Paying cash for business assets is rarely the best financial decision. The right asset finance structure preserves working capital, can be tax-efficient, and keeps your balance sheet in the best possible shape. We assess the right structure for your specific asset and circumstances.

Chattel mortgage: immediate ownership with upfront GST claim and asset depreciation benefits.

Finance lease: use of the asset with option to purchase at end of term on tax-efficient terms.

Operating lease and rental: access without ownership where flexibility or obsolescence is a concern.

Sale and leaseback: existing assets sold to a financier and leased back to release working capital.

Tax structure advice: accounting team available to confirm the tax treatment of each option.

Asset finance across sectors: vehicles, plant, machinery, technology, and specialised equipment funded.

Structure Matters More Than Rate

Choosing the wrong asset finance structure can create tax inefficiencies, unexpected residual values, or balloon payment obligations that were not anticipated at the outset. We assess the right structure for your asset, your tax position, and your intended use before recommending any product.

Tax Advice Coordinated Before You Commit

Different asset finance structures have materially different tax outcomes. Our brokers work with Fortuna's accounting team before any recommendation is made, ensuring the structure we suggest is confirmed as tax-effective for your specific circumstances.

Making Complex Operations Simple for ASX-Listed Companies

Experience That Makes a Difference

Our equipment and asset finance brokers work closely with Fortuna's accounting specialists to ensure the finance structure for each asset is tax-effective and aligned with your broader business financial strategy.

With more than 16 years of lending experience and a reputation for finding solutions where others can't, Alana leads Fortuna Finance with a client-first philosophy, sharp commercial expertise and a genuine passion for empowering the people she works with.

Alana Magee

Managing Director - Finance

Winner of Australian Accounting Awards 2022 (New Partner of the Year), Melvyn is a qualified CPA with 2 master’s degrees and over 15 years of international experience. Melvyn specialises in Business Strategies and CFO Services, Accounting & Australian Tax.

Luke Gavin

Finance Broker

Winner of Australian Accounting Awards 2022 (New Partner of the Year), Melvyn is a qualified CPA with 2 master’s degrees and over 15 years of international experience. Melvyn specialises in Business Strategies and CFO Services, Accounting & Australian Tax.

Cam Vu

Broker Support

Acquire the Assets You Need. Preserve Your Capital.

Equipment and asset finance lets you access the plant, machinery, vehicles, and technology your business needs while preserving cash flow for growth. We match you with the right lender and the right structure.